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Prime Checking
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Discounts on many banking services, including ATM fee waivers. Interest rate discounts on select new loans. Relationship Interest Rates on eligible linked CDs and savings accounts.

Get an interest-bearing checking account with more benefits,Open with $25.

Earn interest while saving

Get a Relationship Interest Rate on eligible linked CDs and savings accounts

Avoid fees for common services

Pay no fees for select banking services,1 such as incoming wire transfers

Get interest rate discounts on select new loans

Save with a relationship discount

ATM fee waivers

We waive our fees and reimburse some or all fees charged by non-Wells Fargo ATMs.

Prime Checking benefits

Relationship Interest Rates, ATM fee waivers, and discounted banking services

Relationship benefits

  • Interest rate discounts on select new loans
  • Relationship Interest Rate for eligible linked savings accounts and CDs
  • Waived fees on linked accounts - monthly service fees waived on certain linked checking and savings accounts

ATM fee waivers

  • No Wells Fargo ATM fee for cash withdrawals, balance inquiries, or account transfers at any ATM (non-Wells Fargo ATM fees may apply)
  • Reimbursed fee charges from non-Wells Fargo ATM – U.S. and international reimbursed per fee period

Banking discounts

  • No fee for incoming wire transfers (normally $15)
  • No fee for cashier's checks or money orders
  • 1% discount on exchange rate for foreign currency cash purchases when purchasing foreign currency through the Wells Fargo Foreign Currency call center, online at wellsfargo.com, or when exchanging foreign currency at a Wells Fargo branch

Other benefits

  • No fee for Wells Fargo Personal Wallet checks
  • Discount on safe deposit box rental where available
  • No fees for monthly check safekeeping or image statements

All Services By Wells Fargo Bank

Autograph℠ Card service icon
Earn unlimited 3X points for many ways you keep life in motion. Plus, earn 1X points on other purchases.
Interest Rate: 19.49 % - 29.49 %
Bilt Mastercard® service icon
A credit card that lets you earn points on rent and more. Earn 6X points on dining, 4X points on travel, and 2X points on other purchases (except rent).
Interest Rate: 20.74 % - 28.74 %
Business Elite Signature Card service icon
Earn 1.5% cash back on every $1 spent or earn 1 point on every $1 spent and receive 5,000 bonus points when your company spend is $10,000 or more in any monthly billing period.
Interest Rate: 11.74 % - 11.74 %
Business Market Rate Savings service icon
Wells Fargo Business Market Rate Savings is for businesses with lower balances just starting to save or saving for unexpected expenses.
Business Platinum Credit Card service icon
Earn 1.5% cash back on qualifying purchases. Earn 1 point on every $1 spent and receive 1,000 bonus points every billing cycle when you spend at least $1,000 on qualifying purchases.
Interest Rate: 15.74 % - 25.74 %
Business Platinum Savings service icon
Wells Fargo Business Platinum Savings is for businesses with higher balances typically looking to save for future expansion.
Business Time Accounts (CDs) service icon
A Business Time Account (CD) is an option for businesses looking to plan for the future by earning a fixed interest rate for a specific length of time.
CDs (Certificates of Deposit) service icon
A Wells Fargo Certificate of Deposit (CD) offers an alternative way to grow your savings. You choose the set period of time to earn a guaranteed fixed interest rate, regardless of market conditions. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement.
Commercial Vehicle Financing service icon
Get financing for the commercial trucks, trailers and specialty vehicles your business needs.
Everyday Checking service icon
Most flexible banking options, with check writing and digital payments. Standard bank account features make it also great for college-age students.
Healthcare practice financing service icon
Financing and support for your healthcare practice. Supporting Dentists, Optometrists, Physicians, and Veterinarians.
Initiate Business Checking® service icon
For the ambitious business owner seeking a stable foundation, Initiate Business Checking gives you digital tools and support you can count on. It’s designed for businesses with lower balances and fewer financial transactions.
Kids Savings Account service icon
A Wells Fargo savings account is a good way to start your children on the road to financial success. Help your kids achieve their financial goals with a Wells Fargo savings account.
Mortgage Refinancing service icon
Your needs can change — so can your mortgage loan. Talk to us about how refinancing your mortgage could lower your rate and payment or cash out your equity.
Navigate Business Checking® service icon
For the evolving business owner adapting to changing dynamics, Navigate Business Checking can help to keep you moving forward with valuable relationship benefits. It’s built for established businesses with higher balances and more financial activity.
Optimize Business Checking® service icon
For the seasoned business owner focused on efficiency, Optimize Business Checking helps you streamline with premium relationship benefits and optional treasury management services. It’s crafted for businesses with sophisticated banking needs.
Platinum Savings service icon
The Platinum Savings account is an interest-bearing savings account with FDIC insurance protection up to the maximum limits. This account allows you to build your savings automatically with automatic transfers.
Premier Checking service icon
Premier level of relationship banking benefits and discounts. Investment services discounts and fee waivers from Wells Fargo Advisors. Support from a 24/7 Premier service team.
Prime Checking service icon
Discounts on many banking services, including ATM fee waivers. Interest rate discounts on select new loans. Relationship Interest Rates on eligible linked CDs and savings accounts.
Prime Line of Credit service icon
Typically for businesses with $2-10 million in annual sales. Secured by business assets. Monthly interest-only payments.
Reflect® Card service icon
0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension for 3 months with on-time minimum payments during the introductory period. 17.49% to 29.49% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
Interest Rate: 17.49 % - 29.49 %
Small Business Administration Lending (SBA Loans) service icon
When it’s time to move your business forward, a U.S. Small Business Administration (SBA) loan from Wells Fargo may be the solution if you’re seeking a financing option with Long repayment terms or Lower down payments.
Way2Save® Savings service icon
Build your savings automatically. Start a savings habit – link your Way2Save Savings account to your Wells Fargo checking account, then choose the automatic savings option that best fits your needs.