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Credit Cards

Upgrade is a financial technology company that offers affordable and responsible credit to consumers through cards and personal loans. Personal loans range from $1,000 to $50,000, and cards with a personal credit line range from $500 to $25,000.

Helping you move up

Upgrade helps you make smart financial decisions to help you reach your goals. Like buying a new bike. Fixing the roof. Or finally paying off that fancy fridge. All without getting trapped by endless revolving credit card debt, or sidetracked by sneaky banking fees.

That’s because we believe credit should be affordable and responsible. So we design all our credit, mobile banking and payment products to do three things:

  • Give you responsible options.
  • Keep you on track.
  • And reward you along the way.