Credit Builder

By signing up to Kovo, you can build your credit easily with small monthly payments.

Here is how it works:

1. Build with Installments: pay $10/month over 24 months.
2. Learn with Courses: pick up useful skills.
3. Earn with Rewards: up to 1% back on eligible loan offers.

What you are doing here is purchasing Kovo Courses on credit, with the Kovo Installment Plan.

Payment history is the single biggest factor that contributes to your credit score, and with the Kovo Installment Plan your monthly payments are reported to the credit bureaus. What this means is that with Kovo, you can be on your way to building a stronger credit profile.

• No setup fees.
• No membership fees.
• No annual fees.
• No maintenance fees.
• No late fees.
• No prepayment fees.
• No interest charges either.

We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply or start your Kovo Installment Plan.

We report to Experian®, Equifax®, and Innovis® on a monthly basis. This means your account and payment performance will appear on your credit report and may impact your credit scores.