If you're flying, make sure you have trip interruption, lost baggage and replacement of documents insurance.
Travel insurance is designed to protect you against risks and financial losses that may occur while travelling. Risks range from minor inconveniences, such as missed flight connections and delayed baggage, to more serious issues, including serious injury or illness.
Travel insurance protects you against the cancellation or curtailment of your trip for reasons beyond your control. Missing transportation or delaying departure for reasons beyond your control, Medical and other emergencies.
Travel insurance is like most policies. You buy insurance for a period of time to protect you against certain risks. When a covered event occurs, you file a claim with the insurance company for payment or compensation for financial loss.