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Access funds for short term uses such as purchasing inventory, paying accounts receivables, or managing seasonal needs.
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At any rate, your life moves forward. Whatever your mortgage needs—buying a home or building a home—we'll provide answers and insights to guide you through the process, from application to closing.
Interest Rate:
6.40 % - 6.78 %
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Citizens makes finding your next vehicle easy with Citizens Auto Advantage™ and managing your loan convenient with online account access.
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Get 0% Intro APR on balance transfers and purchases for 21 billing cycles.
Interest Rate:
18.24 % - 26.24 %
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One Deposit Checking from Citizens™ is a simple solution for everyday banking. No minimum balance requirements.
This interest-bearing checking account is designed for nonprofit organizations with low to moderate activity. Maintain an average daily balance of $2500 and waive the $10 monthly maintenance fee.
A small business bank account tailored to helping you grow. Benefit from a strong banking relationship when you open our business bank account aligned to the needs of your expanding business.
Fixed-rate returns give you growth you can rely on. Have a future goal, such as relocating your office or upgrading equipment? A CD can be a great way to help you save for those goals.
Get the best of both worlds with a flexible business financing solution. The Business Flex and the Equipment Flex Loan offerings are ideal for clients looking to purchase multiple assets and/or make leasehold improvements over a period of time.
Whether you need to save for a planned purchase or build a buffer for unexpected expenses, this basic business money market account makes your money work harder for you.
Purchase, renovate, or refinance your commercial property. Whether you own a retail space, office, industrial site, or warehouse, our dedicated team of business banking specialists will get to know your business and work with you to find the business mortgage terms that best fit your needs.
0% introductory APR for 12 months from account opening – after that, a variable APR of 12.49% - 23.49%
Prepare for the unexpected by putting away excess cash in a Business Savings account. Make saving easy by setting up automatic transfers from your Business checking account. With no required minimum to open, you can get started saving today.
Get a business loan or line of credit up to $250,000 in 2-3 days. Purchase large assets and increase long-term liquidity.
Build new, renovate, or tear down and start fresh. It's easier with the right financing in your plans.
Manage everyday business banking with cash management services. Designed for businesses with a high volume of activity that need cash management services, Citizens Analysis Business Checking includes access to a variety of services including electronic payments (ACH and wires), transfers, sweeps, remote deposit capture and more.
Earn 1.8% cash back on everything you buy. Yes, everything. And pay no annual or foreign transaction fees. Plus, if you have a Citizens Quest® Checking account, you can boost your rate to 1.9% cash back. That’s how unlimited earning potential can get even higher.
Interest Rate:
20.24 % - 28.24 %
Everyday value for your everyday needs. No overdraft fees, no minimum balance, no run-around. Reduced fees for Non-Citizens ATM Usage, Money Orders and Paper Statements.
Meet Citizens FastLine®, the simpler, faster way to get a Home Equity Line of Credit. Variable Rates as low as: 7.75% APR* (Prime +0.00%)
No monthly maintenance fee when you make $5,000 in total deposits to your primary checking each statement period OR maintain a $25,000 monthly combined deposit and investment balance across your linked accounts.
Maximize your Citizens Quest relationship and have your Citizens Quest Savings account work for you to save for the unexpected, a new home, a car, emergency savings, or any other purpose. Open with any amount and pay no monthly maintenance fee.
Get 2% cash back on everything you buy, with no annual or foreign transaction fees.
Amount:
$1000.00 - $75000.00
Interest Rate:
18.24 % - 26.24 %
An account that combines exclusive banking benefits with access to a team of financial professionals.
Good if you want a savings account and have a Wealth Checking Account. Monthly Maintenance Fee of $0.00 with Wealth Checking.
A simple checking account with no minimum monthly balance and no monthly maintenance fee for nonprofit organizations with low to moderate activity.
A simple checking account for small businesses: No minimum monthly balance. No monthly maintenance fee.
Earn $325 when you spend $5,000 in the first 90 days. Thereafter, earn unlimited 1.5% in rewards on your everyday business expenses
Save to reach your everyday goals – to buy a car, save for a down payment on a home, or prepare for life’s expected and unexpected expenses.
Ideal for larger, established businesses that need long-term financing for heavy machinery or the acquisition, construction, or improvement of real estate that is primarily owner occupied. The program features generous loan amounts and offers up to 90% financing.
Ideal for businesses with less established credit that want to improve cash flow, refinance debt, fund improvements, or purchase equipment or real estate. Like other SBA loans, it features longer terms and lower down payment requirements than conventional loans.
The SBA Express loan or line of credit is ideal for businesses with less established credit that want to improve cash flow, refinance debt, fund improvements, purchase machinery and equipment, expand a franchise or acquire/improve real estate and grow their business. It features the easiest SBA application process and accelerated approval times, plus it offers longer terms and lower down payment requirements than conventional loans.
Student Checking has no monthly maintenance fee for account owners under age 25. The account will convert to One Deposit Checking from Citizens® when all account owners are age 25 or older.
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