Citizens Financial cover
Citizens Financial
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We are ready to help our customers reach their potential by delivering tailored advice, ideas, and solutions powered by innovation and insight – both today and into the future.

Citizens Financial Group, Inc. is an American bank headquartered in Providence, Rhode Island, which operates in the states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Vermont, Virginia, and Washington, DC.

In Consumer Banking, Citizens provides an integrated experience that includes mobile and online banking, a full-service customer contact center and the convenience of approximately 3,400 ATMs and approximately 1,100 branches in 14 states and the District of Columbia.

Association Checking With Interest service icon
This interest-bearing checking account is designed for nonprofit organizations with low to moderate activity. Maintain an average daily balance of $2500 and waive the $10 monthly maintenance fee.
Business Advisor Checking® service icon
A small business bank account tailored to helping you grow. Benefit from a strong banking relationship when you open our business bank account aligned to the needs of your expanding business.
Business Certificates of Deposit (CDs) service icon
Fixed-rate returns give you growth you can rely on. Have a future goal, such as relocating your office or upgrading equipment? A CD can be a great way to help you save for those goals.
Business Flex Loans service icon
Get the best of both worlds with a flexible business financing solution. The Business Flex and the Equipment Flex Loan offerings are ideal for clients looking to purchase multiple assets and/or make leasehold improvements over a period of time.
Business Money Market service icon
Whether you need to save for a planned purchase or build a buffer for unexpected expenses, this basic business money market account makes your money work harder for you.
Business Mortgages service icon
Purchase, renovate, or refinance your commercial property. Whether you own a retail space, office, industrial site, or warehouse, our dedicated team of business banking specialists will get to know your business and work with you to find the business mortgage terms that best fit your needs.
Business Platinum Mastercard® service icon
0% introductory APR for 12 months from account opening – after that, a variable APR of 12.49% - 23.49%
Business Savings Account service icon
Prepare for the unexpected by putting away excess cash in a Business Savings account. Make saving easy by setting up automatic transfers from your Business checking account. With no required minimum to open, you can get started saving today.
Business Term Loan service icon
Get a business loan or line of credit up to $250,000 in 2-3 days. Purchase large assets and increase long-term liquidity.
Citizen Construction to Permanent Loan service icon
Build new, renovate, or tear down and start fresh. It's easier with the right financing in your plans.
Citizens Analysis Business Checking service icon
Manage everyday business banking with cash management services. Designed for businesses with a high volume of activity that need cash management services, Citizens Analysis Business Checking includes access to a variety of services including electronic payments (ACH and wires), transfers, sweeps, remote deposit capture and more.
Citizens Cash Back Plus™ World Mastercard® service icon
Earn 1.8% cash back on everything you buy. Yes, everything. And pay no annual or foreign transaction fees. Plus, if you have a Citizens Quest® Checking account, you can boost your rate to 1.9% cash back. That’s how unlimited earning potential can get even higher.
Interest Rate: 20.24 % - 28.24 %
Citizens EverValue Checking service icon
Everyday value for your everyday needs. No overdraft fees, no minimum balance, no run-around. Reduced fees for Non-Citizens ATM Usage, Money Orders and Paper Statements.
Citizens FastLine® service icon
Meet Citizens FastLine®, the simpler, faster way to get a Home Equity Line of Credit. Variable Rates as low as: 7.75% APR* (Prime +0.00%)
Citizens Quest® Checking service icon
No monthly maintenance fee when you make $5,000 in total deposits to your primary checking each statement period OR maintain a $25,000 monthly combined deposit and investment balance across your linked accounts.
Citizens Quest® Savings service icon
Maximize your Citizens Quest relationship and have your Citizens Quest Savings account work for you to save for the unexpected, a new home, a car, emergency savings, or any other purpose. Open with any amount and pay no monthly maintenance fee.
Citizens Wealth Cash Back Plus™ World Mastercard® service icon
Get 2% cash back on everything you buy, with no annual or foreign transaction fees.
Amount: $1000.00 - $75000.00 Interest Rate: 18.24 % - 26.24 %
Citizens Wealth™ Checking service icon
An account that combines exclusive banking benefits with access to a team of financial professionals.
Citizens Wealth™ Savings service icon
Good if you want a savings account and have a Wealth Checking Account. Monthly Maintenance Fee of $0.00 with Wealth Checking.
Clearly Better Business Checking service icon
A simple checking account with no minimum monthly balance and no monthly maintenance fee for nonprofit organizations with low to moderate activity.
Clearly Better Business Checking® Account service icon
A simple checking account for small businesses: No minimum monthly balance. No monthly maintenance fee.
Everyday Points® Business Mastercard® service icon
Earn $325 when you spend $5,000 in the first 90 days. Thereafter, earn unlimited 1.5% in rewards on your everyday business expenses
One Deposit™ Savings from Citizens service icon
Save to reach your everyday goals – to buy a car, save for a down payment on a home, or prepare for life’s expected and unexpected expenses.
SBA 504 Loan Program service icon
Ideal for larger, established businesses that need long-term financing for heavy machinery or the acquisition, construction, or improvement of real estate that is primarily owner occupied. The program features generous loan amounts and offers up to 90% financing.
SBA 7(a) Loan Program service icon
Ideal for businesses with less established credit that want to improve cash flow, refinance debt, fund improvements, or purchase equipment or real estate. Like other SBA loans, it features longer terms and lower down payment requirements than conventional loans.
SBA Express Loan service icon
The SBA Express loan or line of credit is ideal for businesses with less established credit that want to improve cash flow, refinance debt, fund improvements, purchase machinery and equipment, expand a franchise or acquire/improve real estate and grow their business. It features the easiest SBA application process and accelerated approval times, plus it offers longer terms and lower down payment requirements than conventional loans.
Student Checking service icon
Student Checking has no monthly maintenance fee for account owners under age 25. The account will convert to One Deposit Checking from Citizens® when all account owners are age 25 or older.