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Citizens Financial
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Citizens Financial

Business Loans

We are ready to help our customers reach their potential by delivering tailored advice, ideas, and solutions powered by innovation and insight – both today and into the future.

Citizens Financial Group, Inc. is an American bank headquartered in Providence, Rhode Island, which operates in the states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Vermont, Virginia, and Washington, DC.

In Consumer Banking, Citizens provides an integrated experience that includes mobile and online banking, a full-service customer contact center and the convenience of approximately 3,400 ATMs and approximately 1,100 branches in 14 states and the District of Columbia.

Business Flex Loans service icon
Get the best of both worlds with a flexible business financing solution. The Business Flex and the Equipment Flex Loan offerings are ideal for clients looking to purchase multiple assets and/or make leasehold improvements over a period of time.
Business Mortgages service icon
Purchase, renovate, or refinance your commercial property. Whether you own a retail space, office, industrial site, or warehouse, our dedicated team of business banking specialists will get to know your business and work with you to find the business mortgage terms that best fit your needs.
Business Term Loan service icon
Get a business loan or line of credit up to $250,000 in 2-3 days. Purchase large assets and increase long-term liquidity.
SBA 504 Loan Program service icon
Ideal for larger, established businesses that need long-term financing for heavy machinery or the acquisition, construction, or improvement of real estate that is primarily owner occupied. The program features generous loan amounts and offers up to 90% financing.
SBA 7(a) Loan Program service icon
Ideal for businesses with less established credit that want to improve cash flow, refinance debt, fund improvements, or purchase equipment or real estate. Like other SBA loans, it features longer terms and lower down payment requirements than conventional loans.
SBA Express Loan service icon
The SBA Express loan or line of credit is ideal for businesses with less established credit that want to improve cash flow, refinance debt, fund improvements, purchase machinery and equipment, expand a franchise or acquire/improve real estate and grow their business. It features the easiest SBA application process and accelerated approval times, plus it offers longer terms and lower down payment requirements than conventional loans.