Auto Loans

Manage your auto loan from almost anywhere. Use online banking to make payments, access monthly statements, and view loan activity.

Why choose Wells Fargo for your auto loan?

Industry-leading experience 

Have peace of mind knowing your vehicle is financed through an auto lender with more than 50 years of experience.

Nationwide network of dealerships 

With nearly 11,000 dealerships in our network, be sure to ask if Wells Fargo financing is available to you. (Auto loans available through dealers only.)

Dedicated customer support 

Feel supported knowing our team is always here to help — whenever and however you need us.

24/7 access to your account

Pay online, view loan activity, get your online statements, and more, at any time.

Buying a vehicle is an exciting experience, but it can also be overwhelming with so many variables to consider.

Here are some helpful tips to make your buying experience a little easier:

• Think about how you plan to use your vehicle, considering things like interior space, car size, maintenance, and gas mileage.
• Do your research, and test drive all of the cars you're interested in. Consulting a reference guide (or two) for general specifications and fair market values is always a good idea. Some examples are: 
• Kelley Blue Book
• Edmunds
• Consider costs beyond the sticker price. As you set your vehicle budget, be sure to factor in additional expenses like fuel costs, registration fees, maintenance, insurance, and repairs. For example, used cars typically have lower insurance costs, but may cost more to finance than a comparably valued new car.

Considerations when buying a new vehicle:

• Aim for the vehicle you really want within your price range - if there is a color or feature you’re interested in but the dealership doesn’t currently have it, you may still be able to get the model you want. Dealerships often have the ability to obtain specific models not currently in their inventory; however, there may be a charge for doing so.
• Test drive the vehicle you’re interested in - if possible, drive the vehicle in different environments to see how it performs and whether you feel comfortable operating it.
• Explore promotions and manufacturer incentives - be sure to ask about current and future promotions and offers that may lower the price of the vehicle you’re interested in.
• Make sure you fully understand the offer - check the details and the fine print before committing to anything, especially if the offer seems too good to be true.
• Give yourself time to evaluate your options - carefully spend time at the dealership examining the vehicles you are interested in that are within your budget. Try to avoid making a quick decision. Consider all available options.

Considerations when buying a used vehicle:

• Take time to inspect the vehicle during daylight hours - viewing the vehicle during the daytime with a dealer or private party gives you the opportunity to take your time to examine it clearly and comprehensively, giving you a better chance to see any potential blemishes, damage, or issues.
• Test drive the vehicle you’re interested in - if possible, drive the vehicle in different environments to see how it performs and whether you feel comfortable operating it.
• Use services like carfax.com to examine the vehicle’s history - find the vehicle’s service records, how many previous owners it’s had, and whether it has ever been in an accident.
• Have a mechanic inspect the vehicle before buying - if possible, take the vehicle to a trusted mechanic before you purchase. Make your offer contingent on a successful inspection.
• Look into certified warranty pre-owned programs - see if the vehicle manufacturer offers a free certified pre-owned warranty for your used vehicle.