Manage your auto loan from almost anywhere. Use online banking to make payments, access monthly statements, and view loan activity.

Why choose Wells Fargo for your auto loan?

Industry-leading experience 

Have peace of mind knowing your vehicle is financed through an auto lender with more than 50 years of experience.

Nationwide network of dealerships 

With nearly 11,000 dealerships in our network, be sure to ask if Wells Fargo financing is available to you. (Auto loans available through dealers only.)

Dedicated customer support 

Feel supported knowing our team is always here to help — whenever and however you need us.

24/7 access to your account

Pay online, view loan activity, get your online statements, and more, at any time.


Buying a vehicle is an exciting experience, but it can also be overwhelming with so many variables to consider.

Here are some helpful tips to make your buying experience a little easier:

  • Think about how you plan to use your vehicle, considering things like interior space, car size, maintenance, and gas mileage.
  • Do your research, and test drive all of the cars you're interested in. Consulting a reference guide (or two) for general specifications and fair market values is always a good idea. Some examples are: 
    • Kelley Blue Book
    • Edmunds
  • Consider costs beyond the sticker price. As you set your vehicle budget, be sure to factor in additional expenses like fuel costs, registration fees, maintenance, insurance, and repairs. For example, used cars typically have lower insurance costs, but may cost more to finance than a comparably valued new car.

Considerations when buying a new vehicle:

  • Aim for the vehicle you really want within your price range - if there is a color or feature you’re interested in but the dealership doesn’t currently have it, you may still be able to get the model you want. Dealerships often have the ability to obtain specific models not currently in their inventory; however, there may be a charge for doing so.
  • Test drive the vehicle you’re interested in - if possible, drive the vehicle in different environments to see how it performs and whether you feel comfortable operating it.
  • Explore promotions and manufacturer incentives - be sure to ask about current and future promotions and offers that may lower the price of the vehicle you’re interested in.
  • Make sure you fully understand the offer - check the details and the fine print before committing to anything, especially if the offer seems too good to be true.
  • Give yourself time to evaluate your options - carefully spend time at the dealership examining the vehicles you are interested in that are within your budget. Try to avoid making a quick decision. Consider all available options.

Considerations when buying a used vehicle:

  • Take time to inspect the vehicle during daylight hours - viewing the vehicle during the daytime with a dealer or private party gives you the opportunity to take your time to examine it clearly and comprehensively, giving you a better chance to see any potential blemishes, damage, or issues.
  • Test drive the vehicle you’re interested in - if possible, drive the vehicle in different environments to see how it performs and whether you feel comfortable operating it.
  • Use services like carfax.com to examine the vehicle’s history - find the vehicle’s service records, how many previous owners it’s had, and whether it has ever been in an accident.
  • Have a mechanic inspect the vehicle before buying - if possible, take the vehicle to a trusted mechanic before you purchase. Make your offer contingent on a successful inspection.
  • Look into certified warranty pre-owned programs - see if the vehicle manufacturer offers a free certified pre-owned warranty for your used vehicle.

All Services By Wells Fargo Bank

Autograph℠ Card service icon
Earn unlimited 3X points for many ways you keep life in motion. Plus, earn 1X points on other purchases.
Interest Rate: 19.49 % - 29.49 %
Bilt Mastercard® service icon
A credit card that lets you earn points on rent and more. Earn 6X points on dining, 4X points on travel, and 2X points on other purchases (except rent).
Interest Rate: 20.74 % - 28.74 %
Business Elite Signature Card service icon
Earn 1.5% cash back on every $1 spent or earn 1 point on every $1 spent and receive 5,000 bonus points when your company spend is $10,000 or more in any monthly billing period.
Interest Rate: 11.74 % - 11.74 %
Business Market Rate Savings service icon
Wells Fargo Business Market Rate Savings is for businesses with lower balances just starting to save or saving for unexpected expenses.
Business Platinum Credit Card service icon
Earn 1.5% cash back on qualifying purchases. Earn 1 point on every $1 spent and receive 1,000 bonus points every billing cycle when you spend at least $1,000 on qualifying purchases.
Interest Rate: 15.74 % - 25.74 %
Business Platinum Savings service icon
Wells Fargo Business Platinum Savings is for businesses with higher balances typically looking to save for future expansion.
Business Time Accounts (CDs) service icon
A Business Time Account (CD) is an option for businesses looking to plan for the future by earning a fixed interest rate for a specific length of time.
CDs (Certificates of Deposit) service icon
A Wells Fargo Certificate of Deposit (CD) offers an alternative way to grow your savings. You choose the set period of time to earn a guaranteed fixed interest rate, regardless of market conditions. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement.
Commercial Vehicle Financing service icon
Get financing for the commercial trucks, trailers and specialty vehicles your business needs.
Everyday Checking service icon
Most flexible banking options, with check writing and digital payments. Standard bank account features make it also great for college-age students.
Healthcare practice financing service icon
Financing and support for your healthcare practice. Supporting Dentists, Optometrists, Physicians, and Veterinarians.
Initiate Business Checking® service icon
For the ambitious business owner seeking a stable foundation, Initiate Business Checking gives you digital tools and support you can count on. It’s designed for businesses with lower balances and fewer financial transactions.
Kids Savings Account service icon
A Wells Fargo savings account is a good way to start your children on the road to financial success. Help your kids achieve their financial goals with a Wells Fargo savings account.
Mortgage Refinancing service icon
Your needs can change — so can your mortgage loan. Talk to us about how refinancing your mortgage could lower your rate and payment or cash out your equity.
Navigate Business Checking® service icon
For the evolving business owner adapting to changing dynamics, Navigate Business Checking can help to keep you moving forward with valuable relationship benefits. It’s built for established businesses with higher balances and more financial activity.
Optimize Business Checking® service icon
For the seasoned business owner focused on efficiency, Optimize Business Checking helps you streamline with premium relationship benefits and optional treasury management services. It’s crafted for businesses with sophisticated banking needs.
Platinum Savings service icon
The Platinum Savings account is an interest-bearing savings account with FDIC insurance protection up to the maximum limits. This account allows you to build your savings automatically with automatic transfers.
Premier Checking service icon
Premier level of relationship banking benefits and discounts. Investment services discounts and fee waivers from Wells Fargo Advisors. Support from a 24/7 Premier service team.
Prime Checking service icon
Discounts on many banking services, including ATM fee waivers. Interest rate discounts on select new loans. Relationship Interest Rates on eligible linked CDs and savings accounts.
Prime Line of Credit service icon
Typically for businesses with $2-10 million in annual sales. Secured by business assets. Monthly interest-only payments.
Reflect® Card service icon
0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension for 3 months with on-time minimum payments during the introductory period. 17.49% to 29.49% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
Interest Rate: 17.49 % - 29.49 %
Small Business Administration Lending (SBA Loans) service icon
When it’s time to move your business forward, a U.S. Small Business Administration (SBA) loan from Wells Fargo may be the solution if you’re seeking a financing option with Long repayment terms or Lower down payments.
Way2Save® Savings service icon
Build your savings automatically. Start a savings habit – link your Way2Save Savings account to your Wells Fargo checking account, then choose the automatic savings option that best fits your needs.