Pet insurance is health insurance for your pet. It covers (reimburses) the cost of treating accidental injuries and illnesses.
Pet insurance is a type of insurance often overlooked by pet owners. But it can help you avoid unexpected expenses when your cat or dog encounters an emergency. Pet insurance is a health care policy for your pet that provides reimbursement for certain medical expenses covered by the policy.
In general, most pet insurance plans cover accidental injuries/accidents, unexpected illnesses, surgeries, medications, tests/diagnostics, emergency care, and examination fees. But not all expenses in these categories are generally eligible for reimbursement.
Pet Insurance provides peace of mind knowing that you will be financially protected if your dog or cat becomes ill or injured. With the unpredictable cost of vet visits, a lack of pet insurance can mean you risk paying high bills if the worst happens.
Most pet insurance companies will pay your vet directly, but not all vets are willing to bill their insurance.
By paying the vet directly, the pet owner only has to pay the co-payment out of pocket, which is much better than any large vet bill.