As mentioned above, in some cases you will hear renters insurance called contents insurance. Typically, this insurance option provides full risk coverage for your contents (personal property) on a replacement cost basis. Most policies also provide coverage for third party liability and additional living expenses.
Renters and renters insurance are two terms used by insurance companies to mean exactly the same thing. This insurance covers your property and personal effects.
The term "renters insurance" is common in Canada, while Americans tend to use "renters insurance" to refer to the same type of policy.
Contents insurance covers the cost of repairing or replacing clothing and most household items.
Renters insurance is a type of property insurance that covers damage to personal property and protects the insured against liability claims.
Contents insurance covers the cost of replacing or repairing damaged or stolen rental goods.
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