Checkless banking with flexible ways to pay. A smart start for students – no monthly fee for Students under 25.

Helps keep you from spending more than you have — no overdraft fees.

Sole ownership for ages 16+

$4.95 or $0 monthly fee.


All Services By Bank of America

Advantage Plus service icon
Everyday banking with more ways to waive the monthly fee. Option to set up Balance Connect® for overdraft protection.
Advantage Relationship service icon
Perks for higher balances, like fee waivers and interest. No fees on select services and additional accounts.
Advantage Savings service icon
Bank of America Life Plan® is an easy, flexible way to set and track your short- and long-term goals, get one-on-one advice and adjust when life changes.
Alaska Airlines Business Credit Card service icon
Free checked bag for you and up to 6 guests on the same reservation, when you pay for your flight with your card – Now available for all Alaska cardholders when they book a reservation too! That's a savings of $60 per person roundtrip!
Interest Rate: 20.49 % - 28.49 %
Alaska Airlines Visa® Credit Card service icon
Get 70,000 Bonus Miles plus Alaska's Famous Companion Fare™ from $122 ($99 fare plus taxes and fees from $23) after you make $3,000 or more in purchases within the first 90 days of your account opening. Plus, celebrate your account anniversary with Alaska's Famous Companion Fare™ every year that you spend at least $6,000 on purchases with your card.
Interest Rate: 19.49 % - 27.49 %
Allegiant World Mastercard® service icon
The Allegiant World Mastercard® — named Best Airline Credit Card, USA Today's 10Best Readers Choice Awards! 3 points per $1 on Allegiant purchases (air, hotel, car rental and attractions). 2 points per $1 on qualifying dining purchases. 1 point per $1 on all other purchases
Interest Rate: 19.49 % - 27.49 %
Auto Refinance Loan service icon
It feels good to get a lower auto loan rate. On average, our clients lower their monthly auto loan payments by more than $60 per month or over $700 per year.
Bank of America® Premium Rewards® Credit Card service icon
Earn unlimited 2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire.
Interest Rate: 19.49 % - 26.49 %
Bank of America® Premium Rewards® Elite Credit Card service icon
Earn unlimited 2 points for every dollar spent on travel and dining purchases and unlimited 1.5 points per dollar on all other purchases. There's no limit to the points you can earn, and points don't expire.
Interest Rate: 19.49 % - 26.49 %
Bank of America® Travel Rewards Credit Card service icon
Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time and no expiration on points. Preferred Rewards members earn 25%-75% more points on every purchase.
Interest Rate: 17.49 % - 27.49 %
Bank of America® Unlimited Cash Rewards Credit Card service icon
Earn unlimited 1.5% cash back on all purchases. No limit to the amount of cash back you can earn and cash rewards do not expire.
Interest Rate: 17.49 % - 27.49 %
BankAmericard® Credit Card service icon
Enjoy no annual fee with the perfect card if you want to save on interest and pay down balances faster. No penalty APR. Paying late won't automatically raise your interest rate (APR).
Interest Rate: 15.49 % - 25.49 %
BankAmericard® Credit Card for Students service icon
Get on the path to building your credit and save on interest, a great choice when you're just starting out. Access to credit education on topics like using credit cards responsibly, budgeting and more.
Interest Rate: 15.49 % - 25.49 %
BankAmericard® Secured Credit Card service icon
A secured credit card designed to help establish, strengthen or rebuild credit. Your maximum credit limit will be determined by the amount of the security deposit you provide, your income and your ability to pay the credit line established.
Interest Rate: 25.49 % - 25.49 %
Business Advantage Customized Cash Rewards credit card service icon
3% cash back in the category of your choice, 2% cash back on dining purchases and 1% cash back on all other purchases. See below for details on annual maximum.
Interest Rate: 16.74 % - 26.74 %
Business Advantage Fundamentals™ Banking service icon
Essential tools for your business needs. $16 or $0 Monthly Fee.
Business Advantage Relationship Banking service icon
Robust financial solutions to help manage your business. $29.95 or $0 Monthly.
Business Advantage Savings Account service icon
Watch your savings grow with a Business Advantage Savings Account. Manage your cash flow with additional business services like Merchant Services, Remote Deposit Online and more.
Business Advantage Travel Rewards World Mastercard® credit card service icon
Earn unlimited 1.5 points for every $1 you spend on all purchases, everywhere, every time – no matter how much you spend.
Interest Rate: 16.74 % - 26.74 %
Business Advantage Unlimited Cash Rewards credit card service icon
With the Unlimited Cash Rewards credit card, earn 1.5% cash back on every purchase, every time.
Interest Rate: 16.74 % - 26.74 %
Business Advantage Unlimited Cash Rewards Secured credit card service icon
Earn unlimited rewards while establishing your business credit. Build up your credit history — with consistent, on-time payments, you could improve your business credit over time.
Interest Rate: 26.74 % - 26.74 %
Business Auto Loans service icon
Purchase the cars, vans and light trucks you need to keep your business rolling or Refinance your vehicle which could lower your monthly payment or interest you pay. With a Business Advantage Auto Loan, a 30-day rate lock guarantee gives you plenty of time to find the right vehicle.
Business CDs service icon
Help boost your bottom line with a competitive business CD rate. Lock in a rate at a higher yield, $1,000 minimum deposit required or Get the flexibility to choose your term.
Cash Secured Line of Credit service icon
Build and strengthen credit while growing your business. Great for many small business with at least $50,000 in annualized revenue and 6 months in business.
Celebrity Cruises Visa Signature® Credit Card service icon
2 MyCruise points for every $1 spent on qualifying purchases with Celebrity Cruises® and our sister brand, Royal Caribbean®. 1 MyCruise point for every $1 spent on all other purchases.
Interest Rate: 17.49 % - 27.49 %
Certificate of Deposit (CD) Accounts service icon
Once you've chosen a term and made your deposit, your rate is fixed for the length of your term. Early withdrawal penalty applies. FDIC insurance up to the applicable limits.
Commercial Real Estate Loans service icon
Purchase the land or commercial property your business needs. Leverage your equity to expand or remodel as your business grows.
Customized Cash Rewards Credit Card for Students service icon
3% cash back in the category of your choice – online shopping, off-campus dining and more with no annual fee.
Interest Rate: 17.49 % - 27.49 %
Customized Cash Rewards Secured Credit Card service icon
Help build your credit while earning cash back. 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings.
Interest Rate: 27.49 % - 27.49 %
Equipment Financing & Loans service icon
Get the equipment your business needs. From heavy-duty equipment to general-purpose machines, we can help you finance the equipment your business need.
Franchise Financing service icon
Franchise loans can help you build and achieve new business milestones.
Free Spirit® Travel More World Elite Mastercard® service icon
Earn 3 points per $1 spent on eligible Spirit purchases. 2 points per $1 spent on eligible dining and grocery store purchases. 1 point per $1 spent on all other purchases
Interest Rate: 19.49 % - 27.49 %
Home Equity Line of Credit (HELOC) service icon
A home equity line of credit (HELOC) lets you borrow against available equity with your home as collateral.
Individual Retirement Accounts (IRAs) service icon
Individual retirement accounts (IRAs) are accounts specifically set up to use during retirement by offering significant tax advantages. And the sooner you start, the longer your money has to grow.
Medical Practice Loans service icon
Loans For Health Care Professionals. We’ll work with you to develop a financial solution to move your business forward, whether it’s to start a new practice, expand your current or buy an existing one.
Mortgage Refinance service icon
Refinancing can potentially lower your monthly mortgage payment, pay off your mortgage faster or get cash out for that project you've been planning.
Norwegian Cruise Line® World Mastercard® service icon
Earn 3 WorldPoints® points for every $1 spent on Norwegian purchases, 2 WorldPoints® points per $1 spent on eligible air and hotel purchases and 1 WorldPoints® point per $1 spent on all other purchases.
Interest Rate: 17.49 % - 27.49 %
Platinum Plus® Mastercard® Business card service icon
Save on interest with a competitive APR. Separate your business and personal expenses.
Interest Rate: 14.74 % - 25.74 %
Royal Caribbean Visa Signature® service icon
2 MyCruise points for every $1 spent on qualifying purchases with Royal Caribbean® and our sister brand, Celebrity Cruises®. 1 MyCruise point for every $1 spent on all other purchases.
Interest Rate: 17.49 % - 27.49 %
Secured Business Line of Credit service icon
Support ongoing operational expenses with a line of credit typically secured by a blanket lien on your assets or a certificate of deposit. Our secured lines of credit feature revolving loan terms with annual renewal, no cash advance fees and no interest charges until you use the funds.
Secured Business Loans service icon
Expand your business or refinance debt with a loan secured by your choice of collateral. Our secured business loans feature low interest rates and convenient repayment terms.
Small Business Administration (SBA) Loans & Financing service icon
SBA loans offer convenient financial options for almost any business purpose. These programs offer long terms, low down payments and reduced collateral requirements.
Susan G. Komen® Customized Cash Rewards credit card service icon
3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs and 1% cash back on all other purchases.
Interest Rate: 17.49 % - 27.49 %
Travel Rewards Credit Card for Students service icon
Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time and no expiration on points.
Interest Rate: 17.49 % - 27.49 %
Unlimited Cash Rewards Credit Card for Students service icon
Earn unlimited 1.5% cash back on all purchases. No limit to the amount of cash back you can earn and cash rewards do not expire
Interest Rate: 17.49 % - 27.49 %
Unlimited Cash Rewards Secured Credit Card service icon
Help build your credit while earning unlimited cash back. Earn unlimited 1.5% cash back on all purchases.
Interest Rate: 27.49 % - 27.49 %
Unsecured Business Loans service icon
Get lump-sum working capital to help improve your business cash flow with no collateral required. Our unsecured business loans feature low interest rates and convenient repayment terms.