Device insurance covers items such as cell phones, laptops, cameras, tablets, music players, e-readers and GPS devices, which can be expensive. If something happens to your equipment, you should ask yourself if you can afford to replace them.
With the right gadget insurance policy, you are not only protected against damage and destruction, but if your gadget is stolen, you can easily exchange it for a replacement or get a full refund.
This type of insurance is sometimes referred to as "contents insurance," but in most policies it is often described as personal insurance. Insurance covers replacement or repair costs if your personal property is stolen or damaged due to natural disasters such as fire.
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