Commercial Vehicle Financing cover
Commercial Vehicle Financing
Commercial Vehicle Financing logo

Get financing for the commercial trucks, trailers and specialty vehicles your business needs.

Trucks:

Loan and lease options to help meet your commercial vehicle needs

We can help you determine the right equipment finance strategy for your business. Choose from a variety of loan and lease options to build or expand your fleet.

We can provide:

  • Financing and refinancing of new and used equipment
  • Terms from 12 to 84 months
  • Competitive fixed or floating interest rates
  • Seasonal payment structures
  • Interim financing
  • Term loans
  • Operating leases
  • Standard and modified TRAC leases
  • Equipment lines of credit
  • Lease purchase agreements
  • Dealer retail finance programs

Our customers

We work with end users, wholesalers, distributors, retailers, and manufacturers that use, manufacturer, sell, and rent Class 6, 7, and 8 vehicles. Our customers include owner/operators, highway fleets (including private fleets), leasing companies, and commercial vehicle dealers.


New and used trailers for lease

We maintain an extensive inventory of semi-trailers for lease to fleet owners across the U.S. We have new trailers for lease slotted for production each month through the end of the year. Also choose from our current inventory of used trailers, including: composite plate vans (53-foot air ride dry vans), refrigerated trailers, flatbeds, dumps, steps, and low boys. We have new trailers for lease slotted for production each month through the end of the year, so please contact us for available new trailer inventory.


Our customers

We serve companies with small, medium or large trailer fleets as well as leasing companies. We can offer a variety of transaction structures, including TRAC leases, lease purchase agreements, and operating leases with terms from one to eight years.

Financing and leasing for refuse, recycling, and other specialty vehicles

We work with businesses and corporations of all sizes that need capital equipment and with vocational equipment manufacturers and distributors to help provide financing for your customers’ equipment acquisitions.


We finance and lease a variety of vocational equipment including:

  • Refuse and recycling haulers
  • Vacuum, pumper, and tanker trucks
  • Tow, utility, and tire service trucks
  • Scrap industry equipment
  • Emergency vehicles
  • Transfer stations and sorting lines
  • Balers and compactors
  • Medium duty service and work trucks
  • Tanker, refuse, and vocational trailers
  • Boom and crane trucks
  • Document shredder trucks
  • Compressed natural gas-equipped trucks

Our equipment financing specialists can offer a financing or leasing option that fits the nature of your work and business structure.

Our products and services include:

  • Financing and refinancing for new and used vocational equipment
  • Terms from 36 to 84 months
  • Competitive fixed or floating interest rates
  • Up to 100 percent financing
  • Seasonal and skip payment structures
  • Application-only programs
  • Term loans
  • Standard and modified TRAC leases
  • Lease purchase agreements
  • Operating leases
  • Dealer retail finance programs
  • Manufacturer subsidy programs

Comprehensive finance and lease strategies for the transit industry

We offer financing designed specifically for businesses in the transit industry, including charter and tour service providers, transit contractors, schools, municipalities, and bus and motorcoach manufacturers and distributors.

We can provide:

  • Financing and refinancing of new and used equipment
  • Seasonal and skip payment structures
  • Competitive fixed or floating interest rates
  • Lease purchase agreements
  • Standard and modified TRAC leases
  • Operating leases
  • Municipal leases
  • Application-only programs
  • Dealer retail finance programs
  • Interim financing
  • Manufacturer subsidy programs

Capital for truck and trailer dealerships and leasing companies

We offer capital, underwriting guidelines, and portfolio management to truck and trailer leasing companies who underwrite and service their own leases.

Our products and services include:

  • Flexible financing terms from 12 to 84 months (balloon financing available)
  • Up to 100% financing available 
  • Credit lines from $5 million to $40+ million 
  • Fixed or floating rates
  • Timely documentation and funding 
  • Refinancing available 
  • Portfolio purchases

All Services By Wells Fargo Bank

Autograph℠ Card service icon
Earn unlimited 3X points for many ways you keep life in motion. Plus, earn 1X points on other purchases.
Interest Rate: 19.49 % - 29.49 %
Bilt Mastercard® service icon
A credit card that lets you earn points on rent and more. Earn 6X points on dining, 4X points on travel, and 2X points on other purchases (except rent).
Interest Rate: 20.74 % - 28.74 %
Business Elite Signature Card service icon
Earn 1.5% cash back on every $1 spent or earn 1 point on every $1 spent and receive 5,000 bonus points when your company spend is $10,000 or more in any monthly billing period.
Interest Rate: 11.74 % - 11.74 %
Business Market Rate Savings service icon
Wells Fargo Business Market Rate Savings is for businesses with lower balances just starting to save or saving for unexpected expenses.
Business Platinum Credit Card service icon
Earn 1.5% cash back on qualifying purchases. Earn 1 point on every $1 spent and receive 1,000 bonus points every billing cycle when you spend at least $1,000 on qualifying purchases.
Interest Rate: 15.74 % - 25.74 %
Business Platinum Savings service icon
Wells Fargo Business Platinum Savings is for businesses with higher balances typically looking to save for future expansion.
Business Time Accounts (CDs) service icon
A Business Time Account (CD) is an option for businesses looking to plan for the future by earning a fixed interest rate for a specific length of time.
CDs (Certificates of Deposit) service icon
A Wells Fargo Certificate of Deposit (CD) offers an alternative way to grow your savings. You choose the set period of time to earn a guaranteed fixed interest rate, regardless of market conditions. Investing in a CD can provide peace of mind whether you're saving for tomorrow, next year's projects, college tuition, or retirement.
Commercial Vehicle Financing service icon
Get financing for the commercial trucks, trailers and specialty vehicles your business needs.
Everyday Checking service icon
Most flexible banking options, with check writing and digital payments. Standard bank account features make it also great for college-age students.
Healthcare practice financing service icon
Financing and support for your healthcare practice. Supporting Dentists, Optometrists, Physicians, and Veterinarians.
Initiate Business Checking® service icon
For the ambitious business owner seeking a stable foundation, Initiate Business Checking gives you digital tools and support you can count on. It’s designed for businesses with lower balances and fewer financial transactions.
Kids Savings Account service icon
A Wells Fargo savings account is a good way to start your children on the road to financial success. Help your kids achieve their financial goals with a Wells Fargo savings account.
Mortgage Refinancing service icon
Your needs can change — so can your mortgage loan. Talk to us about how refinancing your mortgage could lower your rate and payment or cash out your equity.
Navigate Business Checking® service icon
For the evolving business owner adapting to changing dynamics, Navigate Business Checking can help to keep you moving forward with valuable relationship benefits. It’s built for established businesses with higher balances and more financial activity.
Optimize Business Checking® service icon
For the seasoned business owner focused on efficiency, Optimize Business Checking helps you streamline with premium relationship benefits and optional treasury management services. It’s crafted for businesses with sophisticated banking needs.
Platinum Savings service icon
The Platinum Savings account is an interest-bearing savings account with FDIC insurance protection up to the maximum limits. This account allows you to build your savings automatically with automatic transfers.
Premier Checking service icon
Premier level of relationship banking benefits and discounts. Investment services discounts and fee waivers from Wells Fargo Advisors. Support from a 24/7 Premier service team.
Prime Checking service icon
Discounts on many banking services, including ATM fee waivers. Interest rate discounts on select new loans. Relationship Interest Rates on eligible linked CDs and savings accounts.
Prime Line of Credit service icon
Typically for businesses with $2-10 million in annual sales. Secured by business assets. Monthly interest-only payments.
Reflect® Card service icon
0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension for 3 months with on-time minimum payments during the introductory period. 17.49% to 29.49% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.
Interest Rate: 17.49 % - 29.49 %
Small Business Administration Lending (SBA Loans) service icon
When it’s time to move your business forward, a U.S. Small Business Administration (SBA) loan from Wells Fargo may be the solution if you’re seeking a financing option with Long repayment terms or Lower down payments.
Way2Save® Savings service icon
Build your savings automatically. Start a savings habit – link your Way2Save Savings account to your Wells Fargo checking account, then choose the automatic savings option that best fits your needs.